GUARANTEED ASSET PROTECTION (GAP)

AUTO WARRANTY

Fort Sill Federal Credit Union (FSFCU) believes in providing peace of mind for every journey you take. Our Guaranteed Asset Protection (GAP) coverage and Auto Warranty products are designed to protect you and your vehicle, ensuring that you're covered in the unfortunate event of an accident or theft.

 

What is GAP Insurance?

You may be wondering, "What exactly is GAP insurance?" It's a crucial safety net that bridges the financial gap between the actual cash value of your vehicle and the outstanding balance on your loan or lease in the event of a total loss. Here's why GAP insurance is essential:

  1. Protection for Your Investment: A new car's value depreciates the moment you drive it off the lot. If an accident occurs shortly thereafter, your auto insurance payout may not cover the full amount you owe on your auto loan or lease. GAP insurance steps in to cover the difference.

  2. Peace of Mind: Accidents and theft are unexpected and unfortunate events. With GAP insurance, you won't be left with a hefty financial burden if your vehicle is declared a total loss.

  3. Affordable: GAP insurance is an affordable option that can save you thousands in the long run. Our customizable policies are tailored to meet your unique needs and budget.

 
 
 

Why Choose FSFCU for your GAP Insurance & Auto Warranty?

When it comes to protecting your investment, FSFCU wants to be your trusted partner. Our GAP Insurance and Auto Warranty products are affordable and the claim process is hassle free. We're here to guide you through every step, ensuring you get the assistance you need when it matters most. To help you get started we have compiled a checklist of the items you will need to begin your GAP claim.


FSFCU offers personalized service! We believe that one size doesn't fit all. Our team will work with you to create a policy that matches your unique circumstances, giving you peace of mind and confidence on the road. Our comprehensive coverage and variety of products helps you design a policy that is specific to you.

 

FSFCU GAP Insurance & Auto Warranty Products

 
GAP Product Auto Advantage Program

Auto Advantage Program

Provides a benefit called Auto Deductible Reimbursement, which means if you have a car and your insurance pays for a covered accident, you could get up to $500 back to cover your insurance deductible. This benefit lasts for three years, but there are some rules and conditions to keep in mind.

 
GAP Product Auto Essentials Vehicle Protection Plan

Auto Essentials Vehicle Protection Plan

A package of coverage that protects you from normal driving incidents and out-of-pocket expenses that aren’t typically covered by insurance policies, manufacturer’s warranties or extended warranties.

 
GAP Product Depreciation Protection

Depreciation Protection

Kicks in if your vehicle is ever totaled or stolen and not recovered at anytime over the life of the loan. It waives some or all of your loan balance in the event of the total loss of your vehicle.

 
GAP Product Route 66 Extended Warranty

Route 66 Extended Warranty

If your car is declared a total loss by the insurance company due to collision or act of God, we will refund the entire original premium of your service agreement.

 
GAP Product Securian Financial

GAP Advantage

A voluntary, non-insurance program that works with your standard car insurance. It protects the “gap” between the vehicle’s value and the amount you still owe on your loan if your vehicle is stolen or totaled.

 

Protect Your Investment Today!

Your journey is our priority, and we're here to support you every step of the way. Don't wait until it's too late. Protect your investment with GAP Insurance and an Auto Warranty from Fort Sill Federal Credit Union. Get in touch with us today, and let us create a customized policy that suits your needs and budget. Whether you've just purchased a new vehicle or are in the middle of your lease, our GAP Insurance and Auto Warranty services will provide you with the peace of mind you deserve.