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Apple Pay™ FAQ

Find out more info about Apple Pay™

 

 

Apple Pay™ frequently asked questions

What is Apple Pay and how does it work?

To use Apple Pay for purchases in-store, you must first add your eligible debit or credit card(s) on your iPhone® 6 or Apple Watch™ 5 or 6 using the Passbook application running on iOS 8.1 or later. Once your card has been added, you can hold your device near the contactless reader. Then, place your finger on “Touch IDTM” and hold the iPhone near the reader until you see “Done” and a checkmark on your screen which indicates that your payment is complete. If “Touch ID” doesn’t work, or you do not have it enabled, you will need to enter your device passcode. To use Apple Pay for purchases within participating merchant apps (or in-app), you must first add your eligible card on your iPhone 6, Apple Watch 5 or 6, iPad® Air 2 or iPad miniTM 3 in “Settings” on your device. Once your card has been added, look for the “Apple Pay” button at checkout. Simply tap the “Apple Pay” button and review your payment information and contact details to complete your purchase. You will see “Done” and a checkmark on the screen when your payment is complete.

 

How can I add my card to Apple Pay?

To add an eligible card(s) on iPhone 6, Apple Watch, iPad Air 2 or iPad mini 3, go into “Settings,” open “Passbook & Apple Pay” and select “Add Credit or Debit Card.” On iPhone, you can also open the Passbook app to add a card. When adding your card, you can choose to add the card you already have on file with iTunes® or add new cards by manually entering your card information or taking a picture of your card.

 

How do I make my Fort Sill Federal Credit Union card the default card?

Simply open Wallet, touch and hold the card, then drag it to the front of your cards. You can also go to Settings, select Wallet & Apple Pay. Tap Default Card, then choose a new card.

 

Which devices are eligible for Apple Pay?

In order to use Apple Pay, you need to have iPhone 6, iPhone 6 Plus, or Apple Watch 5 or 6 running on iOS 8.1 or later for contactless and in-app payments. You can use iPad Air 2 and iPad mini 3 for in-app payments only.

 

Where can I use Apple Pay?

Where can I use Apple Pay? You can use Apple Pay to make payments in stores with your iPhone 6 wherever contactless payments are accepted. Just look for the contactless and/or Apple Pay symbol at checkout.
Apple Pay Image1
You can also use Apple Pay in participating merchant apps with iPhone 6, Apple Watch 5 or 6, iPad Air 2 and iPad mini 3. Look for the “Buy with Apple Pay” or “Apple Pay” button at checkout within the apps.
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Visit Apple (www.apple.com/apple-pay) for a recent list of merchants where payments are accepted.

 

What is a Device Account Number and how is it different from my card number?

For your security, when you add your eligible card to Apple Pay, a Device Account Number – separate and unique to your device – is created. Your Device Account Number, instead of your real card number, is used to make purchases using Apple Pay. Merchants do not store your card number.

 

How many cards can I put on my device?

At this time, Apple allows up to eight cards on a device.

 

Can I put my credit or debit card on multiple devices?

Yes, you can add your card(s) on up to 10 devices. For each of your devices, you will need to add your card(s) by visiting the “Passbook & Apple Pay” section in your device “Settings” or the Passbook app. You’ll be notified when your card is added to each device.

 

Can I remove my card from my device?

You can remove your card by selecting “Remove Card” in the “Passbook & Apple Pay” section in your device “Settings” or on the back of your card in the Passbook app by tapping on the symbol. You can also visit www.icloud.com/settings to remove your card or use the Find My iPhone app to temporarily suspend or permanently remove the ability to pay with your cards on your device

 

How are refunds handled with an Apple Pay purchase?

If you need to make a return for a purchase made with Apple Pay, you may be asked to provide to the cashier the last four digits of your Device Account Number instead of the last few digits of your card number. To find the last four digits of your Device Account Number for each card, For your iPhone or iPad, go to Wallet, tap the card, and tap Apple Pay Image7.

 

How can I delete my card if my device is lost or stolen?

If you believe your device or Apple Pay card information has been lost, stolen or compromised in any way, call us immediately at 580-353-2124 or toll free at 800-654-9885. You can also go to www.icloud.com/settings or the Find My iPhone app to temporarily suspend or permanently remove the ability to make payments from your device, even if your device is offline.

 

Can Apple Pay be used for recurring charges to pay bills or subscriptions?

This service is not currently provided.

 

Can I use Apple Pay outside of the United States?

As long as you are shopping at a participating retailer, Apple Pay will work outside of the U.S. Based on your wireless plan and mobile carrier’s offering, additional message data charges and foreign transaction fees may apply.

 

Can I lock Apple Pay?

Apple Pay is locked when the device is locked. A device passcode or Touch ID is required for each transaction in order to use Apple Pay.

 

Is an EMV chip card required for Apple Pay?

No, Apple Pay works with chip and signature cards. You will not need a new card to use Apple Pay.

 

Is Apple Pay available for ATM transactions?

No, Apple Pay is specifically for point-of-sale transactions.

 

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