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How Text Message Banking Works


Step 1: Login and Activate

Log into Totale Home Banking, and look for the Mobile Banking & Alerts button. After clicking on it, find and click the Text Message Banking Activate button.


Step 2: Verify Your Phone

Make sure you have your phone with you when you activate it. Enter your cell phone number, and we'll send you a text message with a unique activation code that you'll need to enter to complete the process (this ensures that it's your phone number and it's in your possession). Once verified, select your preferences, and you’re done!


Step 3: Start Texting

Now with your phone set up, just send a text message to 454545 whenever you want, and we'll send the response right back to your phone (it's just like texting your friends!) Here's a quick list of some of the common requests you can text:

 

  • BAL — Current and available balances for a primary account you designate
  • LAST — The last five transactions in your primary account.
  • BAL ALL — Current balances for all the accounts you have with us*
  • TRANS — Transfer money from one account to another. 
Print a wallet size list of all commands


More Helpful Links

Review our Text Banking User Guide for all the details
Have a Question? Read Over Our Text Banking FAQ Page
View Our Online Text Banking Demo

*Credit Card balances might not be included